Saving means income not spent. It requires reducing expenditures, put lesser money on consumption. The method of saving is by putting money aside in a bank or pension plan, deposit or buy business that can generate future return.
“Saving” differs from “savings.” The former refers to an increase in one’s assets, an increase in net worth, whereas the latter refers to one part of one’s assets, usually deposits in savings accounts, or to all of one’s assets. Saving refers to an activity occurring over time, a flow variable, whereas savings …

After knowing what is investment, now lets see what instruments where people are usually invest to.
Real Estate
This includes residential or commercial properties and its involves a long-term commitment of funds and gains that are generated through rental or lease income as well as capital appreciation. In instance, residential give least risk than commercial properties.
Cash investments
Savings is considered as an investment also certificates of deposit (CDs) and treasury bills. It gives a small return rate and are risky considered with period of inflation. People shall at least have one of …